Insurance companies offer "Fixed Annuities," from  income contracts/policies/etc. that guarantee a minimum growth rate,  either a fixed rate of interest or you can have your interest rate be  based on an outside index, such as the S&P 500.

The company adds interest each year on the contract's anniversary date.  A  benefit of this type of savings is that your money grows tax free until  it is withdrawn in later years when you are likely in a lower tax  bracket than during your working years.  

To speak to our Chartered Financial Consultant about developing a retirement plan based on Growth, contact our office today and use the keyword "Growth" in the subject line. 

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